Resolving financial difficulties is critical to securing a better future. When you have discharged your debts, you may find it easier to purchase a car or a home. You also free up future income to make it easier to provide for your family.
Or, you’ve worked hard to establish your business. Now you’re facing an unexpected change in your business cycle. The bills are mounting up. If only you could get some relief. With a Chapter 11 bankruptcy you can reorganize your business and make the debt manageable. Or perhaps you feel it’s time to close the business. A business Chapter 7 allows for an orderly resolution of debts without the business owner having to deal directly with any of the creditors.
When so much is at stake, why trust your future to just any law firm? It is safest to choose a bankruptcy law specialist certified by the California State Bar's Board of Legal Specialization.
Attorney Nicholas Gebelt is a Board Certified Bankruptcy Law Specialist who understands the subtleties of bankruptcy law, and can help you avoid unnecessarily lose your assets. Whether you are seeking debt relief through Chapter 7, Chapter 11, or Chapter 13 bankruptcy, you can rely on our skill and expertise to ensure that everything is done correctly and tailored to fit your unique situation.
You may wonder whether it really matters who the attorney is. After all, isn't filing for bankruptcy just a matter of filling in a few forms? If that were the case, then why would the California State Bar bother to test and certify specialists? And why would the U.S. Justice Department have an entire division devoted exclusively to policing bankruptcy cases? In sum, it matters a great deal.
At the Law Offices of Nicholas Gebelt we are here to help you, not pass judgment. Contact our California Chapter 13 lawyer online or call 562-777-9159 for a free phone consultation. We will work closely with you to ensure that you understand all of your available options. You will work with Mr. Gebelt every step of the way. He will not pass you off to a paralegal.
A Specialist That Helps Individuals, Married Couples and Small Businesses
Bankruptcy is not something to be ashamed of. It is a viable form of debt relief provided by federal law, pursuant to article I, section 8, of the U.S. Constitution, to help you get a handle on your finances. In fact, this option has existed in some form or another since biblical times and we can use it to help you get back on your feet.
Our experienced Whittier debt relief attorney, Nicholas Gebelt, is one of only a few legal practitioners designated as a bankruptcy specialist by the California Board of Legal Specialization. This helps to ensure a thorough, well-done bankruptcy that can help you escape overwhelming debt.
We Have Extensive Experience Finding Options That Will Fit You
There are two main options available for personal bankruptcy. Chapter 7 bankruptcy is a good choice for people who have limited assets and income. If you have a higher income, or assets with significant equity, then Chapter 13 may be more appropriate. However, it may be necessary to file a personal bankruptcy under Chapter 11 if you have significant property holdings, and your debts exceed the Chapter 13 debt ceilings.
If you want to reorganize your business, rather than shutting it down under Chapter 7, then you will need to file a business Chapter 11. We will review your situation to let you know which choice will best suit your situation.
I would like to thank you both for your kindness, professionalism, and knowledge during the process of our bankruptcy. Your expertise helped us understand what we were doing and feel confident that we made the right decision.
Alex and Lynda, Whittier, California (Received December 2, 2011 - Card on file)
Seeking debt relief provides a number of benefits, including an automatic stay to debt collection efforts. This means you will not be subject to wage garnishment or harassing phone calls. It will also put a temporary stop to pending lawsuits concerning your debts, and foreclosures. It may have a temporary effect on your credit, but because you will be in a better position to pay your bills, you will eventually improve your credit rating. We will work tirelessly to help you achieve a smooth, trouble-free bankruptcy.
Call for a Free Phone Consultation With a Brea Chapter 7, Chapter 11, and Chapter 13 Attorney
You do not have to suffer the stress that comes with overwhelming amounts of unpaid bills. Contact our Whittier lawyer online or call for a free phone consultation. We offer flexible appointment scheduling along with interest-free payments.
Important notice required by 11 U.S.C. § 528: We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.